Financial Services

Chengdu Rural Commercial Bank - iVisionBanking


Chengdu Rural Commercial Bank Co., Ltd. was established in 2010; its registered capital in 2011 was RMB 10 billion, ranked No. 1 in all rural commercial banks nationwide. By the end of 2013, its total asset value had amounted to more than RMB 420 billion. Currently Chengdu Rural Commercial Bank has established 643 subsidiaries, including branches in Dazhou, Suining and Ziyang of Sichuan province, and 39 Zhongcheng Village Banks in other provinces and cities. Its business coverage keeps expanding and its influence in the region continues to increase.


Facing increasingly intense competition in domestic and foreign financial market, Chengdu Rural Commercial Bank needs to build an efficient core banking system to meet the growing needs of strategic business development and management, achieve the seamless interaction among existing banking systems and maintain the system stability.


PCCW Solutions offered Chengdu Rural Commercial Bank a total solution for village banking IT system, which is based on the self-developed next-generation core banking solution – iVisionBanking. The new solution comprises core banking system, credit system, data centre, regulatory reporting and counter system, etc. iVisionBanking’s advanced design on product factory, charge factory, interest rate model and customer orientation will ensure Chengdu Rural Commercial Bank to sustain its leading position in the process of marketization of interest rate, charge rate and exchange rate.

Value created

With the new banking system, Chengdu Rural Commercial Bank can rapidly drive market-oriented product innovation as well as offer differentiated and personalised financial service for their customers. This system also provides strong technical support in the areas of business model optimisation, rapid products update, risk management level improvement and precise management.


Read the full case study to learn more.

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